Is rent-to-own a good alternative?

Rent to own and if it is the alternative you need

Rent-to-own is an increasingly popular option that combines the flexibility of renting with the possibility of purchasing a home in the future. At Inmobiliaria Serra, we explain how it works and how we can help you take advantage of this option.

What is rent-to-own and how does it work?

This option allows a tenant to live in a property for a specified period of time, paying a monthly rent, with the option to purchase the property at the end of the contract.

Key elements of this modality:

Double contract: Includes a rental agreement and a purchase option.
Defined duration: Generally, the contract lasts 2 to 5 years.
Down payment: An initial payment is agreed upon and will be deducted from the final purchase price.
Monthly rent: A portion of the rent can be used to reduce the purchase price.

Advantages and disadvantages for owners and tenants

For tenants:

Advantages:

It allows you to evaluate whether the home is suitable before committing.
It gives you time to gather the money needed for the purchase.
Secures the purchase price from the start of the contract.

Disadvantages:

The down payment can be high.
If you decide not to buy, you will not recover your down payment or any rent used for the purchase.

For owners:

Advantages:

Attract committed tenants and reduce the risk of default.
It offers a guaranteed exit in the event of a future sale.

Disadvantages:

They may have to wait several years to finalize the sale.
The agreed sales price may not be adjusted to market fluctuations.

Check out our available properties

Properties available in Serra under this modality

At Inmobiliaria Serra, we have a wide selection of properties offering this option. From cozy apartments in central areas to villas in exclusive locations, our rent-to-own options are designed to suit your needs.

Real success stories:

Ana and JorgeA young couple, opted for this option to purchase their first home. During the three-year contract, they were able to save enough to formalize the purchase without complications.
Marten, a self-employed professional, needed stability while she defined her future plans. Thanks to rent-to-own options, she found an ideal home with the security of being able to buy it later.
Luis and Carmen, an older couple, decided to rent a house near their family with the option to buy to guarantee their retirement in a place they love.

These stories demonstrate how rent-to-own can be an effective solution for different profiles.

Check out our rent-to-own options

Conclusion

Rent-to-own is an ideal option for those seeking flexibility and security in their real estate decision. With the support of Inmobiliaria Serra, this process becomes simple and transparent.