[:en]The process of buying a house takes time, since depending on the profile of the buyer or the condition of the house, the sales period may be extended up to one year. Although there is no exact calculation, in this article you will find 3 essential tips to speed up the steps and be able to enjoy your new home as soon as possible. What are you waiting for?
1. Study your financial capacity and needs
First of all, you will need to Go to the bank to study your financial capacity and thus be able to focus the search for housing on a range of real possibilities.
This step streamlines the home buying process because it sets the starting point in the right direction. In addition, You will be “prequalified” by your bank to obtain a mortgage, which will help you obtain financing more quickly.
Once you have studied the budget you have available, determines the essential and secondary characteristics of your future property to fit them into your price range. For example, do you prefer a well-located location or a space for the whole family?
The process of searching for housing usually lasts 3 to 5 months..
2. Avoid unexpected expenses and make a counteroffer
Until now, the time spent on the purchasing process has been largely up to you. But at this point, control will fall on the Administration and the banking entity.
When you find your ideal home you should ask the town hall of the municipality a simple note to verify that the property has no encumbrances such as, for example, embargoes, usufructs, pending supplies or easements. Once this information has been confirmed make the offer through an earnest money contract.
The property appraisal process takes approximately one week.
3. Finalize the purchase procedures before a notary
Once the offer to buy the house has been approved Formalize the financial request at the bank to obtain the Fiper, the document where the conditions of the loan will be stated.
The process of buying and selling a house is ends in the presence of a notary to ensure maximum legal security. And it will be here, precisely, where the keys to the house will be handed over.
15 days pass from the signing of the Fiper until the purchase is closed before a Notary.
Real estate investments: Why now is a good time to buy a home
Advantages of having a real estate agency in the process of buying a house
If you choose to buy a house through a real estate agency, Their professionals will be in charge of streamlining all the process times search and will study the best way to avoid future expenses and unforeseen events.
Also, as experts in the real estate market, They will be able to advise you on how to negotiate the purchase and propose a counteroffer. to make your investment profitable. If you have any questions, you can contact us through This form or the telephone numbers of our offices in Vilanova i la Geltrú and Vilafranca del Penedès.
At Serra, we take care of you throughout the entire process.
https://serra.immo/como-seran-las-viviendas-del-futuro/[:ca]The process of purchasing a house requires its time, since depending on the buyer profile or the status of l'habitatge, The term "sale" can lengthen and ends at any time. If there is no exact calculation, in this article you will find 3 fundamental tips to speed up the steps and be able to gauge with more aviat millor de la teva nova casa. What are you waiting for?
1. Study the necessary financial skills
In the first place, there will bego to the bank to study financial training I can focus on the habitat fence in a range of real possibilities.
This process speeds up the process of buying a house by putting the starting point in the right direction. Plus, You will be “prequalified” by the bank to obtain a mortgage, which will help you obtain the financing as quickly as possible.
A cop studies the budget you have, determines the essential and secondary characteristics of the future house per encaixar-les dins el rang de preus. For example, do you prefer that it be well located or that the entire family has space?
The habitation fence process usually lasts 3 to 5 months.
2. Avoid unforeseen deliveries if you make a counteroffer
Ultimately, the time spent on the purchasing process is largely up to you. But you arrive at this point, the control imposed on the Administration and banking entities.
When you find your ideal house, you will have to report to the municipal council a simple note to check that the habitat does not have any slopes com, for example, embargoes, usdefruits, pending supplies or services. A cop corroborated this information make the offer mitjançant un contracte d'arres.
The property taxation process lasts approximately one week.
3. Finalize the purchase procedures before a notary
A cop approved the offer to buy and sell the house formalizes the financial request to the banking entity to obtain the Fiper, the document will contain the conditions of the loan.
The process of buying and selling a house is finalizes before the presence of a notary to guarantee maximum legal security. I will be here, precisely, where the claus de l'habitatge lliurament is farà.
15 days pass from the signature of the Fiper to finalize the purchase before the notary.
Real estate investments: Why is it a good time to buy a house
Advantages of sharing with a real estate company in the process of buying a house
If you choose to buy a house with a real estate agency, Their professionals will be in charge of agilizing all the times of the process. They will research and study the most optimal way to avoid future disasters and unforeseen events.
Així mateix, with experts from the real estate market, They will be able to assess how to negotiate the purchase and propose a counteroffer. to make the investment more profitable. If you have doubts, you can contact both of us through d'this form or our phone numbers offices in Vilanova i la Geltrú and Vilafranca de Penedès.
From Serra, let us take care of you in the entire process.
https://serra.immo/ca/como-seran-las-viviendas-del-futuro/[:]
